Insurance Planning Tool

Life Insurance Needs Calculator

This planning tool estimates a starting coverage range by combining short-term obligations, longer-term income needs, and assets already available.

Inputs

Household Assumptions

Enter rough planning numbers. This tool is designed for quick estimate conversations, not a final underwriting recommendation.

Immediate Financial Obligations

You

Partner

Income Replacement

You

Partner

Current Assets

You

Partner

Next Step

Turn the estimate into a real plan

Once you have a starting number, Riley can help pressure-test the assumptions, compare term and permanent coverage, and fit the recommendation into your broader financial plan.