:root {
  --bg: #fafbfd;
  --surface: #ffffff;
  --surface-soft: #eff4f8;
  --ink: #1b2a4a;
  --ink-muted: #455d76;
  --accent: #5b9ead;
  --border: #d1dde6;
  --header-height: 86px;
  --shadow-sm: 0 8px 24px rgba(27, 42, 74, 0.08);
  --shadow-md: 0 22px 46px rgba(27, 42, 74, 0.14);
  --radius-md: 14px;
  --radius-lg: 20px;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: auto;
  scroll-padding-top: calc(var(--header-height) + 14px);
}

body {
  margin: 0;
  color: var(--ink);
  background: var(--bg);
  font-family: "Manrope", "Segoe UI", sans-serif;
  line-height: 1.65;
  padding-top: var(--header-height);
}

h1,
h2,
h3,
h4,
h5,
h6 {
  margin: 0 0 0.9rem;
  font-family: "Cormorant Garamond", "Times New Roman", serif;
  color: var(--ink);
  line-height: 1.2;
}

p {
  margin: 0 0 1rem;
  color: var(--ink-muted);
}

a {
  color: inherit;
  text-decoration: none;
}

a:hover {
  color: var(--accent);
}

img {
  max-width: 100%;
  display: block;
}

.container {
  width: 100%;
  max-width: 1180px;
  margin: 0 auto;
  padding: 0 1.25rem;
}

.section {
  padding: 5.5rem 0;
  scroll-margin-top: calc(var(--header-height) + 8px);
}

.section-white {
  background: var(--surface);
}

.section-soft {
  background: var(--surface-soft);
}

.section-primary {
  background: #1b2a4a;
}

.section-eyebrow {
  margin: 0 0 0.9rem;
  display: inline-block;
  font-size: 0.75rem;
  text-transform: uppercase;
  letter-spacing: 0.16em;
  font-weight: 700;
  color: var(--accent);
}

.section-eyebrow.light {
  color: #8bc4d0;
}

.section-intro {
  max-width: 760px;
  margin: 0.8rem auto 2.4rem;
  color: #3d5670;
  line-height: 1.7;
}

.section-header {
  display: flex;
  align-items: flex-end;
  justify-content: space-between;
  gap: 1rem;
  flex-wrap: wrap;
  margin-bottom: 1.2rem;
}

.text-center {
  text-align: center;
}

.light,
.light p {
  color: #f7fbff;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 10px;
  padding: 0.72rem 1.2rem;
  font-size: 0.95rem;
  font-weight: 600;
  border: 1px solid transparent;
  transition: all 0.2s ease;
}

.btn-accent {
  background: var(--accent);
  color: #fff;
  border-color: var(--accent);
}

.btn-accent:hover {
  background: #4f8b99;
  color: #fff;
}

.btn-outline {
  background: #fff;
  border-color: var(--border);
  color: var(--ink);
}

.btn-outline:hover {
  border-color: var(--accent);
}

.btn-outline-light {
  background: transparent;
  border-color: rgba(255, 255, 255, 0.55);
  color: #fff;
}

.btn-outline-light:hover {
  background: rgba(255, 255, 255, 0.12);
  color: #fff;
}

.btn-primary {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.55rem;
  border-radius: 999px;
  border: 1px solid #4f8f9f;
  background: linear-gradient(135deg, #5b9ead 0%, #4b8797 100%);
  color: #fff;
  padding: 0.7rem 1.1rem;
  font-size: 0.95rem;
  font-weight: 700;
  line-height: 1.2;
  text-decoration: none;
  box-shadow: 0 10px 20px rgba(75, 135, 151, 0.28);
  transition: transform 0.16s ease, box-shadow 0.18s ease, background 0.18s ease, color 0.18s ease;
}

.btn-primary:hover {
  background: linear-gradient(135deg, #4f8f9f 0%, #417988 100%);
  color: #fff;
  transform: translateY(-1px);
  box-shadow: 0 13px 24px rgba(65, 121, 136, 0.32);
}

.btn-primary:active {
  transform: translateY(0);
  box-shadow: 0 8px 16px rgba(65, 121, 136, 0.26);
}

.btn-primary:focus-visible {
  outline: 2px solid rgba(91, 158, 173, 0.45);
  outline-offset: 2px;
}

.btn-primary .arrow-icon {
  width: 1rem;
  height: 1rem;
  flex: 0 0 auto;
  transition: transform 0.18s ease;
}

.btn-primary:hover .arrow-icon,
.btn-primary:focus-visible .arrow-icon {
  transform: translateX(2px);
}

.hidden {
  display: none;
}

/* Header */
.site-header {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  background: rgba(255, 255, 255, 0.93);
  border-bottom: 1px solid rgba(209, 221, 230, 0.7);
  backdrop-filter: blur(10px);
}

.site-header.is-scrolled {
  background: rgba(255, 255, 255, 0.95);
  box-shadow: var(--shadow-sm);
}

.site-nav {
  min-height: var(--header-height);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
}

.brand-link {
  display: inline-flex;
  align-items: center;
  gap: 0.7rem;
}

.brand-logo {
  width: 44px;
  height: 44px;
  object-fit: contain;
}

.brand-text {
  font-family: "Cormorant Garamond", "Times New Roman", serif;
  font-size: 1.22rem;
  font-weight: 700;
}

.nav-links {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  gap: 1.25rem;
}

.nav-links a {
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--ink);
}

.nav-links a.active {
  color: var(--ink);
  text-decoration: underline;
  text-underline-offset: 0.28em;
  text-decoration-thickness: 1.5px;
}

.nav-actions {
  display: flex;
  align-items: center;
  gap: 0.65rem;
}

.mobile-menu-button {
  width: 42px;
  height: 42px;
  border: 1px solid var(--border);
  background: #fff;
  border-radius: 9px;
  display: none;
  flex-direction: column;
  justify-content: center;
  align-items: center;
  gap: 4px;
  cursor: pointer;
}

.mobile-menu-button .hamburger {
  width: 18px;
  height: 2px;
  background: var(--ink);
}

.mobile-menu {
  display: none;
  border-top: 1px solid var(--border);
  background: #fff;
}

.mobile-menu.open {
  display: block;
}

.mobile-menu-panel {
  padding: 0.75rem 1.25rem 1.25rem;
  display: grid;
  gap: 0.45rem;
}

.mobile-menu-panel a {
  padding: 0.62rem 0;
  font-weight: 600;
  color: var(--ink);
}

.mobile-menu-panel a.active {
  color: var(--ink);
  text-decoration: underline;
  text-underline-offset: 0.24em;
  text-decoration-thickness: 1.4px;
}

.mobile-menu-panel .mobile-cta {
  margin-top: 0.4rem;
  width: 100%;
}

/* Hero */
.hero-section {
  position: relative;
  min-height: calc(100vh - var(--header-height));
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: hidden;
}

.hero-bg {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.hero-overlay {
  position: absolute;
  inset: 0;
  background: rgba(27, 42, 74, 0.72);
}

.hero-content {
  position: relative;
  z-index: 2;
  text-align: center;
  padding: 5.35rem 0 5rem;
}

.hero-tagline {
  color: #8bc4d0;
  text-transform: uppercase;
  letter-spacing: 0.16em;
  font-size: 0.75rem;
  font-weight: 700;
  margin-bottom: 1rem;
}

.hero-content h1 {
  color: #fff;
  font-size: clamp(2.2rem, 5vw, 3.9rem);
  margin-bottom: 1rem;
}

.hero-subtitle {
  color: rgba(255, 255, 255, 0.88);
  max-width: 700px;
  margin: 0 auto 1.8rem;
  font-size: 1.1rem;
  line-height: 1.65;
}

.hero-actions {
  display: flex;
  gap: 0.8rem;
  justify-content: center;
  flex-wrap: wrap;
}

/* Shared layout blocks */
.split-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 2rem;
  align-items: center;
}

.image-card {
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-md);
}

.image-card picture {
  display: block;
}

.image-card img {
  width: 100%;
  height: auto;
}

.image-card-portrait img {
  aspect-ratio: 4 / 5;
  object-fit: cover;
  object-position: center 18%;
}

.why-choose-grid {
  gap: 2.4rem;
}

.advisor-line {
  margin: 0 0 0.9rem;
  color: var(--ink);
  font-weight: 700;
}

.checklist {
  list-style: none;
  margin: 1.3rem 0 0;
  padding: 0;
  display: grid;
  gap: 0.65rem;
}

.checklist li {
  display: flex;
  align-items: flex-start;
  gap: 0.6rem;
  color: var(--ink);
  font-weight: 600;
}

.check-icon {
  width: 1.3rem;
  height: 1.3rem;
  border-radius: 999px;
  background: rgba(91, 158, 173, 0.18);
  color: #2f8ca0;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 0.85rem;
  line-height: 1;
  margin-top: 0.1rem;
  flex: 0 0 auto;
}

.feature-grid {
  margin-top: 2rem;
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 1rem;
}

.feature-card {
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.16);
  border-radius: var(--radius-md);
  padding: 1.1rem;
}

.feature-card h3 {
  color: #f7fbff;
  font-size: 1.1rem;
  margin-bottom: 0.45rem;
}

.feature-card p {
  color: rgba(247, 251, 255, 0.83);
  margin: 0;
  font-size: 0.95rem;
}

.service-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1rem;
}

.service-card {
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  background: #fff;
  padding: 1.2rem;
  box-shadow: var(--shadow-sm);
}

.service-card h3 {
  font-size: 1.2rem;
}

.service-card p {
  margin-bottom: 0;
}

.article-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1rem;
}

.article-card-link {
  color: inherit;
}

.article-card {
  height: 100%;
  display: flex;
  flex-direction: column;
  border-radius: var(--radius-md);
  border: 1px solid var(--border);
  background: #fff;
  padding: 1.2rem;
  box-shadow: var(--shadow-sm);
}

.article-pill {
  font-size: 0.75rem;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: 0.65rem;
}

.article-card h3 {
  font-size: 1.22rem;
  margin-bottom: 0.7rem;
}

.article-card p {
  margin-bottom: 0.9rem;
}

.article-readmore {
  margin-top: auto;
  display: inline-flex;
  font-size: 0.9rem;
  font-weight: 700;
  color: var(--accent);
}

.schedule-list {
  list-style: none;
  margin: 1.2rem 0 0;
  padding: 0;
  display: grid;
  gap: 0.8rem;
}

.schedule-list li {
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  background: #fff;
  padding: 0.95rem 1rem;
}

.schedule-list h3 {
  font-size: 1.04rem;
  margin-bottom: 0.3rem;
}

.schedule-list p {
  margin: 0;
}

.calendly-card {
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  background: #fff;
  padding: 0.8rem;
  box-shadow: var(--shadow-sm);
}

.contact-grid {
  margin-top: 1.4rem;
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1rem;
}

.contact-card {
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  background: #fff;
  padding: 1rem;
  box-shadow: var(--shadow-sm);
}

.contact-card h3 {
  margin-bottom: 0.3rem;
  font-size: 1.08rem;
}

.contact-card p {
  margin: 0;
}

.contact-layout {
  margin-top: 1.3rem;
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
  gap: 1rem;
}

.contact-form,
.map-card {
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  background: #fff;
  padding: 1rem;
  box-shadow: var(--shadow-sm);
}

.contact-form {
  display: grid;
  gap: 0.58rem;
}

.contact-form label {
  font-size: 0.92rem;
  font-weight: 600;
  color: var(--ink);
}

.contact-form input,
.contact-form textarea {
  width: 100%;
  border: 1px solid var(--border);
  border-radius: 9px;
  padding: 0.65rem 0.75rem;
  font: inherit;
  color: var(--ink);
  background: #fff;
}

.contact-form textarea {
  min-height: 140px;
}

.map-card h3 {
  margin-bottom: 0.35rem;
}

.map-card p {
  margin-bottom: 0.6rem;
}

.map-card-link {
  display: inline-flex;
  margin-bottom: 0.85rem;
  color: #2f8ca0;
  font-weight: 700;
}

.map-card iframe {
  width: 100%;
  min-height: 340px;
  border: 0;
  border-radius: 10px;
}

.contact-form input:focus,
.contact-form textarea:focus {
  outline: 2px solid rgba(91, 158, 173, 0.3);
  border-color: var(--accent);
}

.calculator-promo {
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  background: linear-gradient(135deg, rgba(27, 42, 74, 0.04), rgba(91, 158, 173, 0.12));
  padding: 1.4rem;
  box-shadow: var(--shadow-sm);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.2rem;
}

.calculator-promo .section-intro {
  margin-bottom: 0;
}

.calculator-promo-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  justify-content: flex-end;
}

.calculator-hero {
  display: grid;
  gap: 1rem;
}

.calculator-hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
}

.calculator-layout {
  display: grid;
  grid-template-columns: minmax(0, 1.2fr) minmax(320px, 0.8fr);
  gap: 1rem;
  align-items: start;
}

.calculator-panel {
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  background: #fff;
  box-shadow: var(--shadow-sm);
  padding: 1.2rem;
}

.calculator-panel-header {
  display: grid;
  gap: 0.6rem;
  margin-bottom: 1rem;
}

.calculator-note,
.calculator-disclaimer p {
  margin: 0;
  color: var(--muted);
  font-size: 0.95rem;
}

.calculator-group + .calculator-group {
  margin-top: 1rem;
}

.calculator-group h3,
.calculator-comparison h3 {
  margin-bottom: 0.85rem;
}

.calculator-card-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1rem;
}

.calculator-card,
.calculator-result-card {
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  background: #fcfdff;
  padding: 1rem;
  box-shadow: var(--shadow-sm);
}

.calculator-card h4,
.calculator-result-header h3 {
  margin-bottom: 0.7rem;
}

.calculator-card label {
  display: block;
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--ink);
  margin-bottom: 0.3rem;
}

.calculator-card input {
  width: 100%;
  border: 1px solid var(--border);
  border-radius: 9px;
  padding: 0.65rem 0.75rem;
  font: inherit;
  color: var(--ink);
  background: #fff;
  margin-bottom: 0.7rem;
}

.calculator-card input:last-child {
  margin-bottom: 0;
}

.calculator-card input:focus {
  outline: 2px solid rgba(91, 158, 173, 0.3);
  border-color: var(--accent);
}

.calculator-actions {
  margin-top: 1rem;
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
}

.calculator-results-panel {
  position: sticky;
  top: calc(var(--header-height, 86px) + 1rem);
}

.calculator-results-grid {
  display: grid;
  gap: 1rem;
}

.calculator-result-header {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  gap: 1rem;
  margin-bottom: 0.8rem;
}

.calculator-coverage-badge {
  margin: 0;
  font-family: "Cormorant Garamond", "Times New Roman", serif;
  font-size: 1.8rem;
  font-weight: 700;
  color: var(--accent);
}

.calculator-results-table {
  display: grid;
  gap: 0.55rem;
}

.calculator-row {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  gap: 1rem;
  font-size: 0.95rem;
}

.calculator-row span {
  color: var(--muted);
}

.calculator-row strong {
  text-align: right;
  color: var(--ink);
}

.calculator-row-total {
  border-top: 1px solid var(--border);
  padding-top: 0.55rem;
}

.calculator-comparison {
  margin-top: 1rem;
}

.comparison-bars {
  display: grid;
  gap: 0.85rem;
}

.comparison-row-header {
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  margin-bottom: 0.4rem;
  font-size: 0.92rem;
}

.comparison-track {
  width: 100%;
  height: 14px;
  border-radius: 999px;
  background: rgba(27, 42, 74, 0.08);
  overflow: hidden;
}

.comparison-fill {
  height: 100%;
  border-radius: 999px;
  background: linear-gradient(90deg, #5b9ead, #1b2a4a);
}

.calculator-followup {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
}

.form-message {
  border-radius: 9px;
  padding: 0.65rem 0.75rem;
  font-size: 0.92rem;
}

.form-message.success {
  background: #e6f6ef;
  color: #14532d;
}

.form-message.error {
  background: #fde8e8;
  color: #991b1b;
}

/* Footer */
.site-footer {
  margin-top: 0;
  background: #1b2a4a;
  color: #eaf3fb;
  padding-top: 3rem;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.3fr 1fr 1fr 1fr;
  gap: 1.5rem;
}

.footer-brand-row {
  display: flex;
  align-items: center;
  gap: 0.72rem;
}

.footer-brand-row picture {
  display: block;
  isolation: isolate;
}

.footer-logo {
  width: 160px;
  height: auto;
  display: block;
  /* Smooth over any dark matte from third-party logo exports. */
  mix-blend-mode: screen;
}

.footer-brand-name {
  font-family: "Cormorant Garamond", "Times New Roman", serif;
  font-size: 1.15rem;
  font-weight: 700;
  line-height: 1.1;
  padding-top: 0.08rem;
}

.footer-blurb {
  margin-top: 0.9rem;
  color: rgba(234, 243, 251, 0.8);
}

.site-footer h4 {
  color: #f5fbff;
  font-size: 0.86rem;
  text-transform: uppercase;
  letter-spacing: 0.14em;
  margin-bottom: 0.95rem;
}

.footer-links {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 0.4rem;
}

.footer-links li,
.footer-links a {
  color: rgba(234, 243, 251, 0.82);
  font-size: 0.95rem;
}

.footer-links a {
  display: inline-flex;
  min-height: 34px;
  align-items: center;
}

.footer-social {
  margin-bottom: 0.8rem;
  display: flex;
  flex-wrap: wrap;
  gap: 0.9rem;
}

.footer-social a {
  color: rgba(234, 243, 251, 0.9);
  font-weight: 600;
}

.footer-login {
  border-color: rgba(234, 243, 251, 0.5);
  color: #fff;
  background: transparent;
}

.footer-login:hover {
  background: rgba(255, 255, 255, 0.1);
}

.footer-legal {
  margin-top: 2rem;
  border-top: 1px solid rgba(234, 243, 251, 0.2);
  padding: 1.2rem 1.25rem 2rem;
}

.footer-legal-links {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  margin-bottom: 0.75rem;
}

.footer-legal p {
  color: rgba(234, 243, 251, 0.78);
  font-size: 0.8rem;
  margin-bottom: 0.5rem;
}

/* Mission and disclaimer */
.page-hero h1 {
  font-size: clamp(2rem, 4.5vw, 3.2rem);
}

.mission-value-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1rem;
}

.cta-block p {
  max-width: 760px;
  margin-left: auto;
  margin-right: auto;
}

.disclaimer-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1rem;
}

.disclaimer-card {
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  background: #fff;
  padding: 1.1rem;
  box-shadow: var(--shadow-sm);
}

.disclaimer-card h2 {
  font-size: 1.25rem;
}

.disclaimer-card p {
  color: #405971;
}

/* Article pages */
.article-category-block {
  margin-bottom: 2.6rem;
}

.article-category-block + .article-category-block {
  margin-top: 2.2rem;
}

.article-category-block > h2 {
  margin-bottom: 0.9rem;
  font-size: 1.7rem;
}

.empty-state {
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  background: #fff;
  box-shadow: var(--shadow-sm);
  text-align: center;
  padding: 2.2rem;
}

.article-hero .section-intro {
  margin-left: 0;
  margin-right: 0;
  max-width: 800px;
}

.article-meta-row {
  display: flex;
  flex-wrap: wrap;
  gap: 0.45rem 0;
  font-size: 0.9rem;
  color: #3e5670;
  font-weight: 600;
}

.article-meta-row span {
  display: inline-flex;
  align-items: center;
}

.article-meta-row span + span::before {
  content: "•";
  color: #7690a8;
  margin: 0 0.55rem;
  font-weight: 700;
}

.article-layout {
  display: grid;
  grid-template-columns: 280px minmax(0, 1fr);
  gap: 1.4rem;
}

.article-layout.no-toc {
  grid-template-columns: minmax(0, 1fr);
}

.article-toc {
  position: sticky;
  top: calc(var(--header-height) + 16px);
  max-height: calc(100vh - var(--header-height) - 32px);
  overflow: auto;
  align-self: start;
  border: 1px solid var(--border);
  background: #fff;
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-sm);
  padding: 1rem;
}

.article-toc h3 {
  font-size: 1rem;
  margin-bottom: 0.6rem;
}

.article-toc ul {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 0.45rem;
}

.article-toc li.sub {
  padding-left: 0.9rem;
}

.article-toc a {
  display: block;
  padding: 0.28rem 0.38rem;
  border-radius: 8px;
  font-size: 0.9rem;
  color: var(--ink-muted);
  line-height: 1.35;
}

.article-toc a:hover {
  background: #edf4f8;
  color: #2f4f6e;
}

.article-toc a.active {
  background: #e4f0f4;
  color: #224f61;
  font-weight: 700;
}

.article-main {
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  background: #fff;
  box-shadow: var(--shadow-sm);
  padding: 1.45rem;
}

.article-body {
  color: var(--ink);
}

.article-body h2 {
  font-size: clamp(1.45rem, 2.8vw, 2rem);
  margin: 1.5rem 0 0.7rem;
}

.article-body h3 {
  font-size: clamp(1.12rem, 2.2vw, 1.45rem);
  margin: 1.2rem 0 0.55rem;
  font-weight: 700;
}

.article-body p,
.article-body li {
  font-size: 1rem;
  color: #2f3f5f;
  line-height: 1.7;
}

.article-body p {
  margin: 0 0 0.9rem;
}

.article-body a {
  color: #2f8ca0;
  text-decoration: underline;
}

.article-body ul,
.article-body ol {
  margin: 0 0 0.9rem 1.2rem;
  padding: 0;
}

.article-body section.article-section {
  margin-bottom: 1rem;
}

.article-body h2[id],
.article-body h3[id],
.article-body h4[id] {
  scroll-margin-top: calc(var(--header-height) + 22px);
}

.article-body .info-box,
.article-body .info-card,
.article-body .info-card-lg {
  border: 1px solid var(--border);
  border-radius: 12px;
  background: #f8fbfd;
  padding: 0.85rem;
  margin-bottom: 0.75rem;
}

.article-body .info-grid,
.article-body .info-grid-2,
.article-body .see-also-container {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: 0.7rem;
}

.article-body .simple-list,
.article-body .feature-list {
  margin-left: 1rem;
}

.article-body .cta-section {
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 1rem;
  background: #f4f8fb;
  margin: 1.2rem 0;
}

.article-body .btn-primary {
  margin-top: 0.6rem;
  color: #fff;
  text-decoration: none;
}

.article-body .btn-primary:hover,
.article-body .btn-primary:focus-visible {
  color: #fff;
  text-decoration: none;
}

.review-diff-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1rem;
}

.review-summary-box h4 {
  margin: 0.9rem 0 0.45rem;
  font-size: 1rem;
}

.review-summary-box p:last-child {
  margin-bottom: 0;
}

.review-diff-panel {
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  background: #fff;
  box-shadow: var(--shadow-sm);
  padding: 1.45rem;
}

.review-diff-section-list {
  display: grid;
  gap: 0.9rem;
}

.review-diff-legend {
  display: flex;
  flex-wrap: wrap;
  gap: 0.55rem;
  margin: -0.9rem 0 1rem;
}

.review-diff-legend-item {
  display: inline-flex;
  align-items: center;
  border-radius: 999px;
  padding: 0.32rem 0.68rem;
  font-size: 0.84rem;
  font-weight: 600;
}

.review-diff-legend-removed {
  background: rgba(177, 58, 68, 0.12);
  color: #7f2430;
}

.review-diff-legend-added {
  background: rgba(45, 133, 104, 0.14);
  color: #205c4b;
}

.review-diff-section {
  border: 1px solid var(--border);
  border-radius: 14px;
  background: #f8fbfd;
  padding: 0.95rem;
}

.review-diff-section h3 {
  margin-bottom: 0.45rem;
  font-size: 1rem;
}

.review-diff-copy {
  white-space: pre-wrap;
  color: #2f3f5f;
  line-height: 1.75;
}

.review-diff-removed {
  background: rgba(177, 58, 68, 0.12);
  color: #7f2430;
  text-decoration: line-through;
  text-decoration-thickness: 2px;
}

.review-diff-added {
  background: rgba(45, 133, 104, 0.14);
  color: #205c4b;
  text-decoration: none;
  padding: 0 0.05rem;
  border-radius: 0.18rem;
}

.article-disclaimer-card {
  margin-top: 1.25rem;
  border-top: 1px solid var(--border);
  padding-top: 1.1rem;
}

.article-disclaimer-card h3 {
  font-size: 1.16rem;
}

.article-disclaimer-card p {
  font-size: 0.93rem;
  color: #495f78;
}

.article-back-link-wrap {
  margin-top: 1rem;
}

/* Responsive */
@media (max-width: 1080px) {
  .feature-grid,
  .service-grid,
  .article-grid,
  .contact-grid,
  .calculator-card-grid,
  .disclaimer-grid,
  .mission-value-grid,
  .footer-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .split-grid,
  .contact-layout,
  .calculator-layout,
  .calculator-followup,
  .calculator-promo,
  .article-layout {
    grid-template-columns: minmax(0, 1fr);
  }

  .article-toc {
    position: static;
  }
}

@media (max-width: 840px) {
  :root {
    --header-height: 72px;
  }

  .desktop-only {
    display: none !important;
  }

  .site-nav {
    min-height: var(--header-height);
    gap: 0.75rem;
  }

  .brand-link {
    gap: 0.5rem;
    min-width: 0;
  }

  .brand-logo {
    width: 36px;
    height: 36px;
  }

  .mobile-menu-button {
    display: inline-flex;
    width: 38px;
    height: 38px;
  }

  .section {
    padding: 4.2rem 0;
  }

  .brand-text {
    font-size: 0.96rem;
  }

  .container {
    padding: 0 1rem;
  }

  .footer-grid,
  .feature-grid,
  .service-grid,
  .article-grid,
  .contact-grid,
  .calculator-card-grid,
  .disclaimer-grid,
  .mission-value-grid {
    grid-template-columns: minmax(0, 1fr);
  }

  .hero-actions {
    flex-direction: column;
    align-items: center;
  }

  .hero-actions .btn {
    width: 100%;
    max-width: 340px;
  }

  .calculator-hero-actions .btn,
  .calculator-actions .btn,
  .calculator-promo-actions .btn {
    width: 100%;
    max-width: 340px;
  }

  .calculator-results-panel {
    position: static;
  }

  .calculator-result-header,
  .calculator-row,
  .comparison-row-header {
    align-items: flex-start;
    flex-direction: column;
  }

  .calculator-promo-actions {
    justify-content: flex-start;
  }

  .article-main {
    padding: 1.1rem;
  }

  .review-diff-grid {
    grid-template-columns: minmax(0, 1fr);
  }

  .article-meta-row {
    gap: 0.3rem 0;
    font-size: 0.88rem;
  }

  .article-meta-row span + span::before {
    margin: 0 0.42rem;
  }

  .article-body ul,
  .article-body ol {
    margin-left: 1.1rem;
  }

  .footer-legal-links {
    margin-bottom: 1rem;
  }

  .footer-logo {
    width: 136px;
  }
}